- Dental Preferred Provider Organization (DPPO) through Cigna – You visit the dentist of your choice. The plan pays 100%, 80%, or 50% of the reasonable and customary charges after meeting your deductible depending on the service. You don’t pay for preventive care. For all other services, you pay the full amount until you’ve met your deductible; you then receive reimbursement for all or part of the billed amount up to an annual limit.
- Dental Health Maintenance Organization (DHMO) through Cigna – You visit an assigned network dentist. Preventive care is provided at no charge. All other procedures are set at a reduced, fixed-rate schedule.
You can get coverage for you and your family through the Dental PPO or the Cigna Dental HMO. Both plans pay for a wide range of services, including preventive, restorative and orthodontic.